Homebuyers in Arizona may purchase a home by using down payment and/or closing cost assistance (DPA), up to 5% of the First Mortgage Loan amount.
Home buyers do not have to be a first-time home buyer to qualify. The Home Plus Loan Program is available to all home buyers.
An additional 1% assistance is available to K-12 teachers, first responders, U.S. military personnel,veterans, and income qualified individuals who earn up to $39,500 annually.
As low as a 640 credit score is required for Home in 5 down payment assistance.
It all starts here by choosing the best Home in 5 option that fits your home purchase plan.
We will provide you an easy to follow estimate with loan program, down payment assistance, interest rate, monthly payment and cash to close.
Once you know your options you submit an application to become pre-approved.
Takes two minutes. Won’t affect your credit score.
Maximum credit qualifying income cannot exceed $110,600 for all borrowers. Must meet at least 640 credit score and occupy as primary residence. Only for Maricopa County Homes. Ask your loan officer for additional qualifications.
Your down payment assistance depends on which program you qualify for and which program fit you best. Down payment assistance programs have income limits, but do not worry we can review all loan program options with you.
. The program is designed to support sustainable, long-term homeownership for qualified buyers by providing the down payment assistance needed to achieve their dream.
Yes, we help home buyers every day to cover down payment and closing costs. Achieve your goal to purchase a home.
Qualified individuals or families should work with their loan officer to determine the appropriate financing option. Homebuyers may obtain a 3-year forgivable loan for down payment/closing cost assistance.
Start with “Get Info” answer the questions, connect with our down payment assistance specialist and have your options emailed to you.
Speed matters. Which is why you can get information today. Without affecting your credit score.
Get InfoWon’t affect your credit score.