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Get Home in 5 Information

Is a down payment keeping you from purchasing a home?

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Home in 5 Can Help

Up to 5% Assistance

Homebuyers in Arizona may purchase a home by using down payment and/or closing cost assistance (DPA), up to 5% of the First Mortgage Loan amount.

First Time Buyers & More

Home buyers do not have to be a first-time home buyer to qualify. The Home Plus Loan Program is available to all home buyers.

1% Extra for Heroes

An additional 1% assistance is available to K-12 teachers, first responders, U.S. military personnel,veterans, and income qualified individuals who earn up to $39,500 annually.

Less Than Perfect Credit

As low as a 640 credit score is required for Home in 5 down payment assistance.

How it works

first Share a few details
first Home in 5
first Hi, I’m Chad, your loan officer, How can I help?
first Share a few details
first Home in 5
first Hi, I’m Chad, your loan officer, How can I help?
1

Choose your best option

It all starts here by choosing the best Home in 5 option that fits your home purchase plan.

2

Compare down dayment options

We will provide you an easy to follow estimate with loan program, down payment assistance, interest rate, monthly payment and cash to close.

3

Painless pre-approval

Once you know your options you submit an application to become pre-approved.

Find My Down

Takes two minutes. Won’t affect your credit score.

Frequently asked questions

Q: How does a home buyer qualify for a Home in 5 down payment assistance program?
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Maximum credit qualifying income cannot exceed $110,600 for all borrowers. Must meet at least 640 credit score and occupy as primary residence. Only for Maricopa County Homes. Ask your loan officer for additional qualifications.

Q: How much assistance do I get with a Home in 5 program?
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Your down payment assistance depends on which program you qualify for and which program fit you best. Down payment assistance programs have income limits, but do not worry we can review all loan program options with you.

Q:What is Home in 5 Advantage Program?
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. The program is designed to support sustainable, long-term homeownership for qualified buyers by providing the down payment assistance needed to achieve their dream.

Q: Can down payment assistance really help me buy a home?
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Yes, we help home buyers every day to cover down payment and closing costs. Achieve your goal to purchase a home.

Q: Do I have to pay back down payment assistance?
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Qualified individuals or families should work with their loan officer to determine the appropriate financing option. Homebuyers may obtain a 3-year forgivable loan for down payment/closing cost assistance.

Q: What is the first step to take advantage of Home in 5 Programs?
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Start with “Get Info” answer the questions, connect with our down payment assistance specialist and have your options emailed to you.

Get started in minutes

Speed matters. Which is why you can get information today. Without affecting your credit score.

Get Info

Won’t affect your credit score.

(855) 692-0102 - Whitefish Stage, Kalispell, Montana 59901 - Equal Housing Lender Corp NMLS #2550 Alaska (AK2550), Arizona (0907705), California (4130981), Colorado (2550), District of Columbia (MLB2550), Hawaii (HI-2550), Idaho (MBL-437), Maryland (23418), Minnesota (MN-MO-2550), Montana (2550), Nevada (2342), New Mexico (250489), North Carolina (185883), North Dakota (MB101542), Oregon (ML-832), South Dakota (ML.05197), Texas (2550), Utah (7956014), Virginia (MC-6860), Washington (CL-2550), Wisconsin (2550BA), Wyoming (1004). Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Texas Complaint and Recovery Fund Notice Mann Mortgage, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. All programs are subject to credit and income qualification. This is not a guarantee of financing or a firm offer of credit. Interest rates are not guaranteed and subject to change or become unavailable at time of commitment or closing. 1220 Whitefish Stage, Kalispell, MT 59901