Some programs may help reduce the amount of money you need for your down payment when purchasing a home.
Depending on the program and your situation, assistance may also be available to help with other eligible upfront costs.
Some assistance programs are available beyond first-time buyers. Eligibility depends on the specific program and your situation.
Before assuming you need to save more, explore what may already be available based on your income, credit, location and purchase goals.
Tell us a little about your home purchase, available down payment, location and timing.
We can help identify financing and assistance options that may reduce the cash you need upfront.
Once you understand your options, decide whether you want to ask questions, create a plan or move toward pre-approval.
Takes two minutes. Won’t affect your credit score.
Down payment assistance generally refers to programs that may help eligible homebuyers reduce the amount of their own money needed upfront. Program terms and eligibility vary.
Depending on the program and transaction, assistance may be available for the down payment and certain other eligible upfront costs. We can help you review what may apply.
Not always. Some programs are designed for first-time buyers, while others may be available to repeat buyers. The right options depend on your individual situation.
The amount and type of assistance vary by program, location, purchase price and borrower qualifications. The first step is reviewing the programs available for your scenario.
Some programs have income limits and others may have different or no traditional income caps. Eligibility depends on the specific program, location and borrower profile.
Start with “EXPLORE DOWN PAYMENT OPTIONS,” answer a few simple questions and review the programs that may fit your situation. You can then decide the best next step.
See what may be available before assuming you need to save more. Exploring your options won’t affect your credit score.
Explore Down Payment OptionsWon’t affect your credit score.