/* Topic-only layout. Legacy Down Payment selectors and styles are unchanged. */
.ma-topic.ma-topic-no-media .ma-question-hero{min-height:0;height:auto;background:linear-gradient(125deg,#06375e,var(--ma-navy));padding:0}
.ma-topic.ma-topic-no-media .ma-question-copy{position:relative;inset:auto;max-width:900px;width:auto;padding:40px 30px}
.ma-topic.ma-topic-no-media .ma-question-hero:after,.ma-topic.ma-topic-no-media .ma-question-hero:before{display:none}
.ma-topic .ma-topic-grid{margin:24px 22px 28px;align-items:start}
.ma-topic .ma-topic-content{min-width:0}
.ma-topic .ma-topic-section{padding:26px;margin:0 0 18px}
.ma-topic .ma-topic-section h2{font-size:26px;line-height:1.25;margin-bottom:14px}
.ma-topic .ma-topic-section p{font-size:16px;line-height:1.7;margin-bottom:14px;overflow-wrap:anywhere}
.ma-topic .ma-topic-links{display:flex;flex-wrap:wrap;gap:10px;font-size:14px}
.ma-topic .ma-topic-links a{font-size:14px}
.ma-topic .ma-program-section{display:block;padding:0;margin:0 0 20px}
.ma-topic .ma-programs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
@media(max-width:850px){.ma-topic .ma-topic-grid{display:flex;flex-direction:column;margin:20px 16px}.ma-topic .ma-topic-content,.ma-topic .ma-sidebar{width:100%}.ma-topic .ma-topic-section{padding:22px}.ma-topic .ma-topic-section h2{font-size:24px}}
@media(max-width:600px){.ma-topic.ma-topic-no-media .ma-question-copy{padding:26px 18px}.ma-topic.ma-topic-no-media .ma-question-copy h1{font-size:34px;line-height:1.1}.ma-topic .ma-answer{padding:20px 18px}.ma-topic .ma-topic-grid{margin:18px 12px}.ma-topic .ma-topic-section{padding:20px 16px}.ma-topic .ma-topic-section h2{font-size:23px}}